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Blog
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Guides
Calculators
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Mortgage Insights
Renewing your mortgage in 2026? Read this before you sign anything
June 5, 2026
Renewing your mortgage in 2026? Read this before you sign anything
June 5, 2026
June 5, 2026
The first-time home buyer’s roadmap in BC: from daydream to keys
June 5, 2026
The first-time home buyer’s roadmap in BC: from daydream to keys
June 5, 2026
June 5, 2026
What does a mortgage broker actually do? And what does it cost?
June 5, 2026
What does a mortgage broker actually do? And what does it cost?
June 5, 2026
June 5, 2026
Prepayment Privileges: The Underused Lever That Can Pay Off Your Mortgage Years Faster
April 26, 2026
Prepayment Privileges: The Underused Lever That Can Pay Off Your Mortgage Years Faster
April 26, 2026
April 26, 2026
Breaking Your Mortgage Term Early: When It Makes Sense (and When It Doesn’t)
March 22, 2026
Breaking Your Mortgage Term Early: When It Makes Sense (and When It Doesn’t)
March 22, 2026
March 22, 2026
Rates Are Changing. Your Strategy Should Too. Especially in 2026.
February 25, 2026
Rates Are Changing. Your Strategy Should Too. Especially in 2026.
February 25, 2026
February 25, 2026
Why didn’t the Bank approve me for a Mortgage?
January 15, 2026
Why didn’t the Bank approve me for a Mortgage?
January 15, 2026
January 15, 2026
Mortgage Refinance or Switch? Two Tools Every Homeowner Should Understand
December 15, 2025
Mortgage Refinance or Switch? Two Tools Every Homeowner Should Understand
December 15, 2025
December 15, 2025
Choosing the Right Mortgage: There’s More to It Than Just the Rate
November 13, 2025
Choosing the Right Mortgage: There’s More to It Than Just the Rate
November 13, 2025
November 13, 2025
How Home Equity Really Works and Why It’s the Quiet Superpower of Homeownership
October 15, 2025
How Home Equity Really Works and Why It’s the Quiet Superpower of Homeownership
October 15, 2025
October 15, 2025
Energy-Efficient Home Rebates in Canada: How to Get Up to 25% Back on Your Mortgage Insurance
September 12, 2025
Energy-Efficient Home Rebates in Canada: How to Get Up to 25% Back on Your Mortgage Insurance
September 12, 2025
September 12, 2025
Getting Your Rental Property Mortgage Approved
August 11, 2025
Getting Your Rental Property Mortgage Approved
August 11, 2025
August 11, 2025
The 5 C’s of Credit: What Lenders Are Really Looking For When You Apply for a Mortgage
July 8, 2025
The 5 C’s of Credit: What Lenders Are Really Looking For When You Apply for a Mortgage
July 8, 2025
July 8, 2025
Retirement Planning and Your Mortgage: HELOC vs. Reverse Mortgage
June 16, 2025
Retirement Planning and Your Mortgage: HELOC vs. Reverse Mortgage
June 16, 2025
June 16, 2025
Understanding Reverse Mortgages: A Flexible Option for Retirement Living in Canada 🏡
May 12, 2025
Understanding Reverse Mortgages: A Flexible Option for Retirement Living in Canada 🏡
May 12, 2025
May 12, 2025
Understanding Mortgage Qualification Ratio’s
April 9, 2025
Understanding Mortgage Qualification Ratio’s
April 9, 2025
April 9, 2025
Divorce and Property Division: What happens to the matrimonial home when couples decide to part ways?
March 5, 2025
Divorce and Property Division: What happens to the matrimonial home when couples decide to part ways?
March 5, 2025
March 5, 2025
A Mortgage Pre-Approval! What does it really mean?
February 10, 2025
A Mortgage Pre-Approval! What does it really mean?
February 10, 2025
February 10, 2025
Fixed or variable? How to actually make the call
January 16, 2025
Fixed or variable? How to actually make the call
January 16, 2025
January 16, 2025
A No-Frills Mortgage: What is it, and Should You Get One?
November 14, 2024
A No-Frills Mortgage: What is it, and Should You Get One?
November 14, 2024
November 14, 2024
The Canadian Home Buyers' Plan: Everything You Need to Know
August 22, 2024
The Canadian Home Buyers' Plan: Everything You Need to Know
August 22, 2024
August 22, 2024
Alternative Lenders: A Fresh Approach to Home Financing
July 8, 2024
Alternative Lenders: A Fresh Approach to Home Financing
July 8, 2024
July 8, 2024
Let’s talk about CREDIT!
July 7, 2024
Let’s talk about CREDIT!
July 7, 2024
July 7, 2024
Not all Rates are Created Equal!
June 11, 2024
Not all Rates are Created Equal!
June 11, 2024
June 11, 2024
The Power of Shopping Around for Your Mortgage Renewal
May 2, 2024
The Power of Shopping Around for Your Mortgage Renewal
May 2, 2024
May 2, 2024
Exploring Stated Income Mortgages:  A Solution for Self-Employed Homebuyers
April 23, 2024
Exploring Stated Income Mortgages: A Solution for Self-Employed Homebuyers
April 23, 2024
April 23, 2024
The Canadian Home Buyers' Plan: Everything You Need to Know
Tricia Sanche 2024-08-22 Tricia Sanche 2024-08-22

The Canadian Home Buyers' Plan: Everything You Need to Know

Are you a first-time home buyer looking to use your RRSP savings to help fund your down payment? The Home Buyers' Plan (HBP) could be a valuable tool in your home buying journey.

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Tricia Sanche

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